Commercial Auto
The business auto policy, covered auto symbols, hired and nonowned coverage, and physical damage.
Guides
What Is the MCS-90 Endorsement? A Federal Guarantee, Not InsuranceThe MCS-90 endorsement is a federal judgment guarantee, not insurance. The insurer pays the injured public, then bills your trucking company back for it.August 8, 2026Read guide
What Is Motor Truck Cargo Insurance and Who Needs It?How motor truck cargo insurance covers a trucker's liability for freight, what the Carmack Amendment requires, and the exclusions that quietly sink claims.July 16, 2026Read guide
What Is Uninsured Motorist Coverage and How Much Do You Need?How uninsured and underinsured motorist coverage works, UM bodily injury vs property damage, offset vs excess UIM states, stacking, and California rules.July 16, 2026Read guide
Commercial Auto Symbols: What Symbols 1, 2, 7, 8, and 9 MeanHow covered auto symbols 1, 2, 7, 8, and 9 decide which vehicles a Business Auto Policy insures, plus the costly symbol 7 trap for newly acquired vehicles.July 9, 2026Read guide
Related forms
- CA 00 01Business Auto Coverage FormWhat the CA 00 01 Business Auto Coverage Form covers, how covered auto symbols 1 through 9 and 19 work, and why symbol choice decides your protection.
- MCS-90Endorsement for Motor Carrier Policies of Insurance for Public LiabilityWhat the MCS-90 endorsement does, why it is a federal judgment guarantee rather than insurance, the 49 CFR 387 limits, and how it differs from BMC-91 filings.